Perry Homes Houston Year End Sales Event

*Terms and restrictions apply. Offer subject to credit approval. Must close by 12/31/26.

Special incentives available today!

Complete the form to receive your savings certificate.

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*This offer may change or be terminated at any time without notice and is subject to terms and conditions. Purchase a select Perry Homes, LLC (“Perry Homes”) inventory residence in Houston and choose the following financial incentives paid for by Perry Homes: up to $55,000 in a 7-year / 6-month adjustable-rate mortgage (ARM) with an initial interest rate of 4.99% (5.898% APR) and flex cash.
Required Disclosures: Total incentives will be given in the following forms:
1. Up to $55,000 in flex cash paid by Seller include pre-paid items and will be subject to and determined by federal regulations, the amount of the mortgage, type of mortgage loan selected by purchaser and other requirements to a combined maximum of 6% of the contract sales price.
2. The $5,400 special incentive offered by Crestmark or Parkstone is included in the elected promotional incentive. Perry Homes is not a lender and does not offer financing. Mortgage financing under the offer is made available by Crestmark Mortgage Company, LTD (“Crestmark”) or Parkstone Mortgage, LLC (“Parkstone”). Not all borrowers will qualify for the offers.
Low Interest Rate
• Loan Amount: Subject to credit and property approval.
• Fees and Closing Costs: Other fees and closing costs may apply.
• Low-Interest Rate Details: The initial 4.99% interest rate (5.898% APR) for the conventional 30-year 7/6 adjustable-rate mortgage (ARM) is obtained through an interest rate buydown by purchase of points. The initial interest rate is fixed for the first 84 months. Starting in year 8, the rate may adjust every six months under the loan terms, and the interest rate and monthly payment may increase.
• For example: If a qualified Purchaser is buying an eligible $500,000 Perry Homes residence with a 10% down payment, a loan amount of $450,000, estimated closing costs of $10,044, a FICO score of 780, and a conventional 30-year 7/6 adjustable-rate mortgage (ARM), the interest rate is 4.99% (5.898% APR). For the first 84 months the monthly principal and interest would be $2,412.95, plus a monthly PMI of $63.75. The amounts do not include property taxes, hazard insurance, or HOA dues (if applicable), and the actual payment obligation will be greater. Rates listed are effective as of 10/7/2026, are for illustrative purposes only, and are subject to change. Starting in year 8 the ARM interest rate may increase every six (6) months based on the 30-day SOFR index with a 2.75 margin, a 5% maximum first adjustment, a 1% maximum increase at subsequent adjustments with a lifetime cap of 5% over the life of the loan. Rate is subject to Agency Loan Level Pricing Adjustments for credit score and Loan to Value (LTV); however, a customer’s credit profile could lead to a higher interest rate.
• Rates and Terms: Rates are subject to change and may vary based on credit qualifications and market conditions.
• APR Calculation: The APR is based on the actual note interest rate and assumes a $450,000 loan amount with a conventional 30-year 7/6 adjustable-rate mortgage term. Actual APR may vary based on the borrower’s loan amount, down payment, specific loan terms, and creditworthiness.
• The interest rate advertised includes an interest rate buydown offer through purchase points paid by Perry Homes that are subject to qualifications, and restrictions apply to all offers.
• The amount that Perry Homes can pay for an interest rate buydown will be subject to and determined by federal regulations, the amount of the mortgage, type of the mortgage loan selected by Purchaser and other requirements that apply to maximum seller contribution limitations, which may vary based on type of loan selected by Purchaser.
• Limited-Time Offer: This is a promotional offer and may be subject to expiration or withdrawal at any time without notice.
• Not all borrowers will qualify for the promotional rate, and it is only available to homes purchased as borrower's principal residence. Actual interest rates are set by your lender. Please contact your lender for information about actual loan terms that may be available to you. Up to $55,000 in total incentives will be given in the following forms.
1. Closing costs paid by Perry Homes include pre-paid items and will be subject to and determined by federal regulations, the amount of the mortgage, type of mortgage loan selected by purchaser and other requirements to a combined maximum of 6% of the contract sales price. Lower sales prices may not receive the full $55,000.
2. The $5,400 special incentive offered by Crestmark/Parkstone is included in the elected promotional incentive.
3. Any amount that Perry Homes can pay for closing costs or an interest rate buydown will be subject to and determined by federal regulations, the amount of the mortgage, type of mortgage loan selected by Purchaser and other requirements that apply to maximum seller contribution limitations, which may vary based on type of loan selected by Purchaser.
Qualification Requirements:
To qualify, purchaser must:
1. Select, qualify with, and use Crestmark Mortgage Company, LTD (NMLS #287961) or Parkstone Mortgage, LLC (NMLS #2065952) to provide financing.
2. Choose a select home designated for this offer.
3. Present this offer flyer upon an initial visit to a Perry Homes Model Home
4. Home must close by 12/31/2026
Additional requirements may apply. Contact your lender for full eligibility information and actual loan terms that may be available to you.
Important Lender Relationship Disclosures:
• Crestmark and Parkstone are affiliates of Perry Homes.
• You are NOT required to use Crestmark or Parkstone as a condition to purchase your property.
• However, using Crestmark or Parkstone IS required to qualify for this Perry Homes promotional offer.
Licensed Lender Information:
Crestmark Mortgage Company, LTD TX SML Mortgage Banker Registration NMLS #287961
Austin: 310 W University Avenue, Unit 2, Georgetown, TX 78626, (281) 301-2389
San Antonio: 3239 N Loop 1604 W, Suite 220, San Antonio, TX 78257, (210) 979-9595
https://www.houseloan.com/crestmarkmortgage/
Parkstone Mortgage, LLC TX SML Mortgage Banker Registration NMLS #2065952
Houston: 6002 Rogerdale Road, Suite 530, Houston, TX 77072, (832) 493-3075
https://www.parkstonemortgage.com/index.html
For Texas residents: To file a complaint about a mortgage company, mortgage banker, or licensed mortgage loan originator, please visit www.sml.texas.gov or call the Texas Department of Savings and Mortgage Lending at (512) 475-1350.
Additional Terms:
• This promotion may not be combined with other special incentives offered by Perry Homes
• One promotional offer per contract
• Offers, plans, prices, and availability are subject to change without notice.
• All trademarks, product names, brands, and logos remain the property of their respective holders.
Equal Housing Opportunity: Perry Homes supports equal housing opportunity and does not discriminate based on race, color, religion, sex, handicap, familial status, or national origin. This advertisement is for informational purposes only and is not a commitment to lend. Contact your Perry Homes Sales Professional for complete details about this offer, including all terms, conditions, and limitations.